We seem to all strive for a good credit rating. Of course, that makes common sense. A good credit score can get you lower mortgage rates, lower insurance rates, allow to borrow more money and sometimes enhance your chance of getting a better job.
But good credit is sometimes annoying. I get tons of emails and letters from banks and other creditors daily. If the mail is running, I get at least one financial application in the mailbox.
I do have a good paper shredder but I’ve already worn one out in my lifetime. I can see a new one coming before my life is over.
Since I am in the recycling business, I’m very conscientious of waste. And because I’m in the electronic recycling business, I see many paper shredders come through the warehouse doors with chard motors. That makes me want to take precautions to save my shredder as long as I can.
So, if you have ever filled out a warranty card or ordered from a catalog, you are on mailing lists. There are things you can do to prevent some junk mail from cluttering up your mailbox. See the following list for help:
- To eliminate credit card promotional mailings, go to http://www.optoutprescreen.com or call 1-888-567-8688 (that’s 888-5OPT-OUT). You will have a choice to opt-out for five years, or forever. (Note: nothing is forever, so you probably have to do it again in 5-10 years.)
- Are you still getting the phonebook? You are probably out of luck if there is a carrier delivering them. But if you are getting them via the United States Post Office, you are in luck. Go to DexPages.com to ask them not to send them anymore. It just makes sense. They are expensive to print, compile and send out.
- Possibly more than you think: Once you are on a list, your name and address is sold thousands of times. Collect all the names labels including misspelled, maiden names, and children’s names. This is a process, but it will be worth it if you truly want to lessen your junk mail volume. List all the names and send out to mailing lists below with a note saying, ‘Remove me from all your mailing list.’ Include your name and address, signature and date.
Valassis Direct Mail, Inc.
PO Box 249
Windsor , CT 06095
1-800-437-0479, between 8:30 and 5:00 EST
Epsilon Data Services
Abacus Cooperative Databases
Most of the time, one request will do it. The waiting time is about 90 days. If it goes past 90 days, you might want to request again.
Good luck with stopping your junk mail. Even if you stop your junk mail, I suggest you buy a good document shredder for the necessary mail that comes your way. Urban E Recycling sees way too many burned out ones.